Grain Swaps – farmers’ friend or hazard to be avoided?

Grain header harvesting a crop at dawn

“I won’t use swaps because if the market goes up I will lose” “I have heard of a wheat farmer who lost his farm as a result of taking a Grain Swap” “The bank always wins; they know more about the market than we do” “With swaps, someone always wins and someone always loses” Sound familiar? […]